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The rate will move.
Your margin doesn’t have to.

For Ghanaian importers and exporters, noeud values every FX flow in cedis, from the day you commit to the day it settles with a licensed bank, so you can act while there is still time.

Apply for Pilot
Aerial view of a container terminal at night, stacks of containers under floodlights

What you invoice is worth cedis from day one.

Processed cocoa, cashew and shea, manufactured goods, services sold to clients abroad, programmes funded in foreign currency. If you earn in dollars, euros or pounds and spend in cedis, the conversion is where margin leaks. noeud values what you’re owed in cedis from the day you invoice, and lets licensed banks bid when you convert. Your clients keep paying the account they pay today.

noeud for exporters

Three instruments. One view of your currency risk.

From order to settlement, each does one job. Together they turn a hidden cost into a decision you make on time.

Mark

Every payable and receivable, valued in cedis through the trading day, from the day you commit.

Invoices marked
1,204
Marked value
GHS 96M
Since commitment
−GHS 1.04M−1.1%
Committed2 wksToday

Profile

What a move against you could cost, measured against the tolerance you set.

At risk · to settlementGHS 145.7k

Risk by horizon, not a forecast.

Tolerance GHS 100kOver tolerance

Route

When you decide to act, licensed banks quote side by side. Our fee is shown before you accept, and settlement runs bank to bank.

3 quotes · Buying USD 150,00011.92
  • Bank A11.92
  • Bank B11.95
  • Bank C11.98
Fee shown before you acceptAccepted · Bank A

Illustrative figures.

Thirty days from upload to a clear position.

  1. Days 1–3

    Apply & Upload

    Send your exposure book: a spreadsheet, a PDF, or invoices forwarded by email. Mark and Profile go live within the week.

  2. Days 3–30

    Watch, capture, route

    Watch your positions move daily. Capture the quotes your bank gives you today. Route a trade when, and only when, you choose to.

  3. Day 30

    You decide

    You have seen your numbers against your own risk appetite. At day 30, you decide.

Desmond Asime, founder of noeud

“I watched good businesses lose margin they never saw leave — decided in a room they were never invited into. noeud doesn’t promise to beat the market. It puts you in the room, with your numbers measured against your own risk appetite, while the decision can still be made.”

Desmond Asime, Founder, CEOAccra · Tema · Ghana

Questions & Answers

Have more questions? Don’t hesitate to email us:

What is noeud?

noeud is FX risk software for Ghanaian businesses that pay or earn in dollars, euros or pounds, built in Tema. It covers the whole life of a foreign-currency obligation, from the day a purchase order, invoice or contract is committed to the day it settles. Mark values every open payable and receivable in cedis through the trading day. Profile measures what a move against you could cost, next to the tolerance you set. Route asks licensed banks to quote your trade side by side, and your own bank can match the best price. We are not a bank. We never hold your money. noeud does not forecast the cedi or tell you what to do. It shows what your exposure is worth, what it could cost and what each bank will charge, so the decision is yours and it is made in time.

Who is noeud for?

Ghanaian businesses and organizations that pay or earn in dollars, euros or pounds and can't reprice once a price is set: importers on tenders and fixed-price contracts, exporters, firms paid by clients abroad, and programmes funded in foreign currency. Typically $200,000 to $60 million a year.

Are you a bank? Do I have to move my money?

No. We are not a bank. We never hold your money. You keep your accounts, and clients abroad keep paying the account they pay today. noeud compares, routes and records; it never sits in the flow of funds.

Do you tell me where the rate is going?

No. Nobody can. noeud shows what your open positions are worth now and what a move against you could cost, next to the tolerance you set. That is a different thing from a forecast.

What does the pilot cost, and what does it commit me to?

Nothing for 30 days, with no card on file and no commitment. Before day 30 we set out the paid terms in writing, so you decide with the numbers in front of you. If you leave, your data leaves with you.

See your invoice book in cedis.

For Ghanaian businesses that pay or earn in dollars, euros or pounds. Tell us how you trade and we will set up your pilot.

  • Free for 30 days — at day 30, you decide
  • We never hold your money
  • Every fee disclosed before you trade

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